Brief Introduction

The banking sub-sector of the financial sector of any nation can be described as the driving engine of the nation’s economy to the extent that if the banking industry fails, the economy fails, and vice versa.

Thus, the performance of banks goes a long way in determining the intermediation process of the economy (Ojo, 1994) (cited in Olalere and Adenugba, 2013). This performance can be measured in terms of earnings per share, profitability index, returns on equity (ROE), etc.

The relevance of the banks‟ performance in the economic status of a nation provides the reason why the Nigerian government has always placed a great emphasis on improving the effectiveness of this industry over the years.

The integration of the world economies into a global village in the face of ever-increasing ICT coupled with the challenges posed by the depressed economy and the increased competition from other nations‟ banks necessitated the need for a more productive human capital.

Table of Contents

Title Page
Certification
Dedication
Acknowledgment
Table of Contents

CHAPTER ONE: INTRODUCTION
1.1 Background of the Study
1.2 Statement of the Problem
1.3 Objectives of the Study
1.4 Statement of Hypothesis
1.5 Significance of the Study
1.6 Scope of the Study

CHAPTER TWO: LITERATURE REVIEW AND CONCEPTUAL FRAMEWORK
2.1 Literature Review
2.2 The Nigerian Banking Industry
2.3 The Concept of Human Capital Investment
2.4 Investment in Human Capital
2.5 Valuing Investment in Human Capital
2.6 Reporting Investment in Human Capital
2.7 Human Capital Compensation
2.8 Risks in Human Capital Investment and Management
2.9 Human Capital Investment in the Banking Industry
2.10 Relationship between Human Capital and Performance
2.11 Theoretical Framework

CHAPTER THREE: RESEARCH METHODOLOGY
3.0 Introduction
3.1 Research Design
3.2 Sources of Data
3.3 Population of the Study
3.4 Determination of the Sample Size
3.5 Method of Data Collection
3.6 Methods of Data Analysis

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.0 Presentation and Analysis of Data
4.1 Frequency Tables
4.2 Test of Hypothesis
4.3 Discussion of Results

CHAPTER FIVE: SUMMARY, CONCLUSION, AND RECOMMENDATION
5.0 Summary of Findings, Conclusion, and Recommendation
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation
References
Appendix: Questionnaire