Brief Introduction

Bank of agriculture is the nation’s apex agricultural and rural development financial institution. As a development finance institution, it is government-owned (CBN 40% and federal ministry of finance 60%) and supervised by the federal ministry of agriculture. The bank was incorporated as Nigerian Agricultural Bank (NAB) in the year 1973 and in the year 1978 was renamed Nigeria Agricultural and Co-operative Bank (NACB).

Subsequently in the year 2000, it was merged with the people’s Bank of Nigeria (PBN) and took over the risk assets of the Family Economic Advancement Programme (FEAP) to become Nigeria’s Agricultural Co-operative and Rural Development Bank.

A plan to reposition the bank into an effective and sustainable national agricultural and rural development finance institution in 2010 led to a further name change to the Bank of Agriculture (BOA). Bank of agriculture limited is dedicated primarily to agricultural financing at both the micro and macro levels as well as micro-financing of small and medium scale enterprises.

Table of Content

Title Page
Table of Content
Abstract

CHAPTER ONE:

1.0 Introduction
1.1 Background of the study
1.2 Statement of the Problem
1.3 Objective of the study
1.4 Research Questions
1.5 Significance of the study
1.6 Delimitation of the Study
1.7 Definition of Terms

CHAPTER TWO:

2.1 Literature Review
2.2 The Nature of Credit Co-operative
2.3 Origin of Credit Co-operative
2.4 Types of Credit Co-operative
2.5 Co-operative Thrift & Credit Society (CTCS)
2.6 Overview of Credit Management Techniques
2.7 Importance of Credit Management
2.8 Contribution of Credit to Economic Development
The BOA as a source of finance for cooperative business
2.9 Bank of agriculture Limited as a source of Finance for Co-operative Business
2.10 Mandate, Corporate Objectives, and Business Philosophy of BOA
2.11 Credit Scheme
2.12 Customer Profile
2.13 How to Access BOA Loans
2.14 Contribution of other Banks in Agricultural Financing
Reference

CHAPTER THREE:

3.0 Research Design and Methodology
3.1 Research Design
3.2 Area of study
3.3 Population of the study
3.4 Sample Size
3.5 Method of Data Collection
3.6 Sources of Data
3.7 Reliability of Instrument

CHAPTER FOUR:

4.0 Data presentation, analysis, and Interpretation
4.1 Data Presentation
4.1 Data Analysis
4.3 Interpretation of Data

CHAPTER FIVE:
5.0 Summary, Recommendation, and Conclusion
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation
Bibliography
Appendix