Brief Introduction

Commercial banks are generally all-purpose retail bankers, Ajayi (1991). They mobilize deposits of all sizes and from all and sundry in retail as well as in wholesale markets. They engage mainly in borrowing and lending activities. The lending activities of Nigerian commercial banks have been increasing steadily over the years and recently, the pace of increase has acquired a tempo that needs some explanation.

Management of banks is the process of managing money and providing a whole gamut of banking services. Beginning with the management itself, it involves finding the optimal size and composition of banks overall assets and liabilities, Nwankwo (1991).

An essential feature of a good financial system in the banking industry is the existence and implementation of a well developed and cleared defined set of rules, regulations, enforcement of sanction in case of contravention. Since several developments in the Nigeria economy had necessitated major review of the existing rules, regulations and laws. Consequently, the CBN No. 25 of 1991 (as amended) was promulgated to give CBN wider powers to handle all issues relating to banks from licensing to liquidation.

Table of Contents

Title Page
Abstract

CHAPTER ONE
1.1 Introduction
1.2 Statement of Problems/Questions
1.3 Statement of Objective
1.4 Statement of Hypotheses
1.5 Significance/Regulation of the Study
1.6 Scope of the Study
1.7 Limitation of the Study
1.8 Definition of Terms
References

CHAPTER TWO: LITERATURE REVIEW
2.0 Introduction
2.1 Banking Regulation Defined
2.2 Rationale for Banking Regulation
2.3 How the CBN Regulates Banks
2.4 Banks’ Regulation
2.5 How the Nigerian Deposit Insurance Corporation Regulates Banks
2.6 CBN Monitory and Credit Policy Concept, Administration and Guidelines
2.7 The Practice of Banking Regulation in Nigeria
2.8 How Has the Banking Industry Performed Under Regulation
2.9 Structure of Commercial Bank
2.10 Regulatory/Supervisory Framework for Asset/Liability Management
2.10 The Establishment of an Asset/Liability Management of Committee (Policies Guidelines)
2.11 Increased Supervisory Responsibilities of Central Bank of Nigeria
2.13 Core Principle for Effective Banking Supervision:The Basile Committee Guidelines
2.14 A Review of Actions Taken By CBN/NDIC to Tackle Distress in Commercial Banks
2.15 Summary of Resolution Option Implemented by CBN and NDIC
References

CHAPTER THREE: METHODOLOGY
4.1 Introduction
4.2 Research Design
4.3 Population and Sample
4.4 Sampling Procedure
4.5 Source of Data
4.6 Research Instrument
4.7 Theoretical Framework
4.8 Model Specification
4.9 Data Presentation and Analysis
References

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
5 Descriptive Analysis
4.1 Inferential Analysis
4.2 Hypothesis Testing
References

CHAPTER FIVE: SUMMARY OF FINDINGS, RECOMMENDATION AND CONCLUSION
1.1 Introduction
1.2 Summary of Findings
1.3 Policy Implication of Findings
1.4 Recommendation
5.4 Conclusion

Bibliography
Appendix