Brief Introduction
The banking system in Nigeria has undergone radical changes during the 35 years since independence. Banking developed from an industry that in 1960 was dominated by a small number of foreign owned banks into, one in which public sector ownership predominated in the 1970s and 1980s and in which Nigeria private investors have played an increasingly important role since the mid-1989’s.
Government policies had a major influence on developments in the banking industry. Extensive government intervention characterized financial sector policies beginning in the 1960s and intensifying in the 1970s, the objective of which was to influence resource allocation and promote indigenization.
Since 1987 financial sector reforms have been implemented, encompassing elements of liberalization and measures to enhance prudential regulation and tackle bank distress.
The effect of government policies on the commercial bank lending in Nigeria in the period since independence all examines how banks were affected by public ownership and polices of financial repression the reasons behind the growth of Local Private sector banks, to causes of the financing distress in the banking industry and the efficacy of financial reforms undertaken.
Table of Contents
CHAPTER ONE
1.0 INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF THE PROBLEM
1.3 OBJECTIVE OF THE STUDY
1.4 RESEARCH QUESTION
1.5 RESEARCH HYPOTHESIS
1.6 SIGNIFICANCE OF THE STUDY
1.7 SCOPE, LIMITATION
1.8 DEFINITION OF TERMS
REFERENCE:
CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE
3.0 PREVIOUS RESEARCH ON THE TOPIC
4.0 HISTORICAL BACKGROUND OF BANK LENDING
5.0 AFFECT OF LENDING ON HE COMMERCIAL BANKS
CHAPTER THREE
3.0 RESEARCH DESIGN AND METHODOLOGY
3.1 RESEARCH DESIGN
3.2 AREA OF STUDY
3.3 POPULATION
3.4 SAMPLE AND SAMPLING TECHNIQUES
3.5 INSTRUMENTS OF DATA COLLECTION
3.6 METHODS OF DATA PRESENTATION
3.7 METHODS OF DATA ANALYSIS
REFERENCE
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
CHAPTER FIVE
5.0 FINDINGS RECOMMENDATIONS & CONCLUSION
5.1 FINDINGS
5.2 RECOMMENDATION
5.3 CONCLUSION
BIBLIOGRAPHY
