Brief Introduction

The relevance of banks in the economy of any nation cannot be overemphasized. They are the cornerstones of the economy of a country. The economies of all market-oriented nations depend on the efficient operation of complex and delicately balance systems of money and credit. Banks are an indispensable element in these systems. They provide the bulk of the money supply as well as the primary means of facilitating the flow of credit.”

Consequently, it is submitted that the economic well-being of a nation is a function of the advancement and development of her banking industry (Obadan, 1997).

According to the value increasing school, mergers occur, broadly, because mergers generate ‘synergies’ between the acquirer and the target, and synergies, in turn, increase the value of the firm (Hitt et al., 2001). The theory of efficiency suggests that mergers will only occur when they are expected to generate enough realizable synergies to make the deal beneficial to both parties; it is the symmetric expectations of gains that results in a ‘friendly’ merger being proposed and accepted.

If the gain in value to the target was not positive, it is suggested, the target firm’s owners would not sell or submit to the acquisition, and if the gains were negative to the bidders’ owners, the bidder would not complete the deal.

Table of Content

Title page
Abstract
Table of content

CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of problem
1.3 Objectives of the study
1.4 Significant of the study
1.5 Research Questions
1.6 Research Hypothesis
1.7 Scope of the Study
1.8 Limitations of the Study
1.9 Definition of Terms

CHAPTER TWO
2.0 Review of Related Literature
2.1 Regulatory Issues in Mergers and Acquisition
2.2 Types of Merger
2.3 The Legal Framework of Merger
2.4 Reason for Merger and Acquisition
2.5 Mergers and Acquisition and Instrument
2.6 Advantages of Merger and Acquisition
2.7 Disadvantages of Mergers and Acquisition
2.8 Problems of Bank Merger and Acquisition

CHAPTER THREE
3.0 Research design and methodology
3.1 An Overview of Research Methodology
3.2 Research Design
3.3 Population of the study and Sample Size
3.4 Sources of Data Collection
3.5 Data Treatment Techniques
3.6 Validity and Reliability of Test

CHAPTER FOUR
4.0 Data Presentation and Analysis.
4.1 Analysis Presentation
4.2 Test of Hypothesis

CHAPTER FIVE
5.0 Summary of findings, conclusion, and Recommendation.
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation

Bibliography
Appendix