Brief Introduction
In Enugu state most inhabitants survive through agriculture and their main occupation is subsistence farming which attracts the interest of many cooperative societies both old and new ones. Agriculture plays a very central role in the economic development of Nigeria like the offering of employment to more than 65% of the working population account for more than 70% of non-oil exports and provides raw materials for the industrial sector.
Following the oil boom in the seventies agricultural production started to decline, the country started expressing increasing food shortages with the attendant increase in the number of food imports.
One can observe that Enugu state is still semi substantial and their output from agriculture production can neither feed the fearing population nor provide essential raw materials for the agro-based industries. The export of the state’s major cash crops which has in the past supported the economy has verbally stopped.
While a lot of observers dwelt on the urgent need to reinitialize this sector, Omuma (1998) implied that the adverse effect of non-initialization of the agriculture sector will only bring such conditions as famine and Kwashiorkor to the village but emphasizing on the importance of improving agricultural production through loans from government Igbo (1986) said it is now on the government for the independence on the external sources of food because it has tried their state independence to the uncertainties of ridicule.’
Table of Contents
Title Page
Approval Page
Dedication
Acknowledgment
Abstract
Table of Contents
CHAPTER ONE
- Introduction
1.1 Background of the study
1.2 Statement of the Problem
1.3 Objective of the study
1.4 Research Hypothesis
1.5 Significance of the study
1.6 scope and Limitation of the study
1.7 Definition of Terms
References
CHAPTER TWO
2.0 Literature Review
2.1 Agricultural/credit, purpose and establishment of ACGSF.
2.2 Purpose of the scheme (ACGSF)
2.3 Objectives of the study
2.4 Importance of the Credit to Nigerian Agriculture
2.4.1 Agricultural Financing in Nigeria
2.4.2 Overview of agricultural credit purveyance
2.5. Features of the Agricultural Credit Guarantee Scheme Fund
2.5.0 Procedure for operating ACGSF
2.5.1Agriculture/enterprise for which guarantee can be issued under the fund
2.5.2Loan duration and Loan Limits Under the scheme
2.6 New initiatives/models for improved lending under the ACGSF
2.7 Loan Conditions
2.7.1 Participation of Community Banks under the ACGSF
CHAPTER THREE
- Research Design and Methodology
3.1 Area of study
3.2 Population of the Study
3.3 Sample Size
3.4 Instrument for Data Collection
3.5 Description of Data
3.6 Data Analysis
CHAPTER FOUR
4.1 Presentation of Data Analysis and Interpretation
4.2 Demographic Characteristics of Respondents in Tabular Presentation and descriptive analysis
4.3 Remarks of Findings
CHAPTER FIVE
Summary, Recommendation, and Conclusion
5.1 Summary
5.2 Recommendation
5.3 Conclusions
Bibliography
Appendix
